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Some Brief Mortgage Loan Info

by Blake Hanna

Conventional Fixed Rate Mortgage

Requires a 5%-20% down payment

 

FHA Fixed Rate Mortgage

Federally Insured Mortgages

Requires a down payment of 3.5%

 

VA Fixed and Jumbo Fixed Mortgage

Loans guaranteed by the US Department of Veterans Affairs

No down payment required

 

USDA Guaranteed Rural Housing Program (RD)

Loan for rural properties in eligible locations

No down payment required

Limits on income

 

MORE BUYER INFO HERE

 

Blake Hanna, Realtor

225-298-6903

Blake@patwattam.com

Mexican Restaurants You May Want to Try

by Blake Hanna

La Tiendita/ El Sol de Guerrero

6031 Siegen Ln Baton Rouge, LA 70809

 

Taco Chops

13214 Coursey Blvd Baton Rouge, LA 70816

 

La Carreta

4065 Government St Baton Rouge, LA 70806

 

Blake Hanna, Realtor

225-298-6900

Blake@patwattam.com

Get Your Home Pre-Inspected Before Selling

by Blake Hanna

In todays housing Market, it may become a necessity to have the home pre-inspected before listing it.  Getting a professional inspector to prepare a report will provide an accurate snapshot as to the true condition of the home.  This will alert the seller to any situations that need to be addressed that they might have overlooked just because they became accustomed to their presence.  It is up to the seller whether they make the repairs but if they do, receipts can be maintained and made a part of the pre-Inspection report.  This will ease the mind of the potential buyer in that what they see is what they get!  Another advantage in getting the pre-inspection report is it eliminates last-minute price negotiating and also eliminates the buyer-beware attitude speeding up the negotiating process.  By showing the buyers that the home is well-maintained would be a distinct benefit.  It could also save the buyer some money if they were to accept the pre-inspection report as sufficient for their needs.  Before putting your home up for sale, consider the many advantages to home buyers and home sellers that a professional home inspection offers as part of the sale process.

Blake Hanna, Realtor

225-298-6903

Blake@patwattam.com

Displaying blog entries 1-3 of 3

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Photo of Pat Wattam Real Estate
Pat Wattam
RE/MAX First, Independently Owned and Operated
4750 Sherwood Common
Baton Rouge LA 70816
Office Direct: 225-298-6900
Office Main: 225-291-1234
Fax: 225-295-1234

RE/MAX First
Each Office Independently Owned and Operated
Main: 225-291-1234

Licensed by the Louisiana Real Estate Commission