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Displaying blog entries 1-10 of 207

Choosing the Right Builder Tip 4

by Pat Wattam

Tip four for choosing that right builder:  if the builder is required to be licensend and adequately insured, get it verified first!

If you have any questions, call me, Debbie Morvant, Buyer's Specialist, at 225-252-0425.  

Choosing the Right Builder Tip 3

by Pat Wattam

Tip three for choosing the right builder:  ask for references and be sure to check them out!  Are the builder's past clients satisfied with the work performed?  

If you need additional information, call me, Debbie Morvant, Buyer's Specialist, 225-252-0425.

Choosing the Right Builder Tip 2

by Pat Wattam

Tip 2 for choosing the right builder:  look for a builder with experience.  

If you would like more information, contact me, Debbie Morvant, Buyer's Specialist, at 225-252-0425.  

How to Choose the Right Builder Tip 1

by Pat Wattam

If you've decided to build a new home, choosing the right builder is a very important decision.  The first thing you should do is ask your Realtor!  They will know who is experienced, their reputation, and can provide references from past clients.  Realtors are a wealth of information!  Beyond that, I will provide a helpful tip each day for the next 10 days.  Tip one:  define your needs:  what kind of home do you need in terms of size and price range?

Stay tuned for tomorrow's tip!  If you need further information, please give me a call, Debbie Morvant, Buyer's Specialist, 225-252-0425.

What Factors Can Most Affect Resale Value of a Home?

by Pat Wattam

Did you know that most first time homebuyers will remain in their home for only five years?  If you consider it's resale value from the start, it will make it easier for you to sell when the time comes.  Five factors that can affect your home's resale value:  1. Location:  this is the most important factor of all; 2. Size of lot: consider whether the house is too close to the road, how much space is between your home and your neighbor's, is the backyard large enough; 3. Curb Appeal: make sure your yard is appealing to someone looking for a home and one that's inviting; 4. The House Itself: make sure your home has the basic amenities most homebuyers are looking for; 5. Any Extras?  some homebuyers look for more frills in a home, such as open floor plan, updated kitchens, fireplaces - things that will catch their eye.  If your home has been on the market for a long period of time, call me, Debbie Morvant, Buyer's Specialist, at 225-252-0425, to find out what can be done to get it sold!

Family Fun at the Zoo

by Pat Wattam

Looking for some family fun this weekend?  The Baton Rouge Zoo kicks off Boo at the Zoo "merry not scary" trick or treat fun for the kids!  The event will be held Saturday and Sunday from 9:30 am to 4 pm and admission is $8.25 for adults and teens, $7.25 for seniors, $5.25 for children 2-12, and free for children 1 and younger.  The weather should be great so get out and enjoy! 

Opening Night - Baton Rouge Symphony

by Pat Wattam

Come out tomorrow night, Thursday, October 16, to hear the Baton Rouge Symphony in their first concert of the 2014-2015 season. The concert begins at 7:30 at the River Center Theatre.

Timothy Muffitt, conductor  Yevgeny Kutik, violin

Marschner: Overture to Der Vampyr 
Bruch: Violin Concerto No. 1, op 26, G minor 
Schumann: Symphony No. 4, op. 120, D minor




Tips for Staging Your Home for Sale

by Pat Wattam

If you plan to put your home on the market, chances are you hope to sell it as quickly as possible.  By staging your home, it will stand out to potential buyers.  Here are some tips that might help.

1.  Get rid of clutter.  The most important thing you can do to prepare your home for sale is to get rid of clutter.  As youself what you can live without.  One of the major contributors is too much furniture.

2.  Home lighting.  Great lighting is one of the things that make a home warm and inviting.

3.  Use neutral paint colors.  By painting a room with a warm, neutral hues such as warm tans and honeys will help tone down any dated finishes in a space.

4.  Accessorizing.  A room can be made more appealing by mixing the right accessories.  Using an odd number of pieces is more preferable and more eye pleasing.

5.  Create serene bedrooms.  Create a relaxing setting with luxurious linens and soft colors.  This will make the potential home buyer want to sit back and relax.

Tips on Things to Avoid Before Buying a Home

by Pat Wattam

Did you know there are some things you should avoid doing before buying that new home?  Because you've may have been preapproved for a mortgage, doesn't mean you can change your financial status.  Below are some tips to keep you on track:

1.  Don't change jobs, become self-employed or quit your job.  This could delay the process for closing on a home.  Your lender will need proof of employment along with paystubs to confirm your new income.

2.  Don't buy a car, truck or van.  By depleting your savings or adding a new car loan, this could derail your mortgage application.  Wait until after you've moved into your new home.

3.  Don't apply for new credit cards.  Applying for credit can actually lower your credit score.  

4.  Don't close any credit accounts.  This can also lower your credit score.

5.  Don't spend money you have set aside for closing.  You will need cash on hand at the closing for the down payment and closing costs.  Your lender may even want to veryify your cash reserves so make sure the funds stay in place.

6.  Don't fall behind in making payments on accounts.  One of the most important elements of your credit score is your history of on-time, in-full payments for all accounts.

7.  Don't make large deposits or move money around.  Your lender will require the most recent bank statments before going to closing.  This might cause you to go above the maximum acceptable debt-to-income ratio.

8.  Don't increase your debts.  You may think buying new furniture for the new home is a great idea.  Actually your debt-to-income ratio is extremely important to a loan approval.

9.  Don't omit debts or liabilities from your loan application.  This could possibly prevent you from buying that new home and going to closing.

10. Last but not least, do not co-sign a loan for ANYONE!

Why Should I Get Pre-Approved for a Loan?

by Pat Wattam

As a home buyer, here are a few reasons you should apply for a loan and obtain approval before you begin looking at homes:

1.  You will know in advance what your monthly payments will be.

2.  You won't waste time considering homes you can't aafford.

3.  You can select the best loan package without being under pressure.

4.  Sellers will view your offer more favorably if they know in advance of your ability to secure financing.

5.  Peace of mind!

Displaying blog entries 1-10 of 207

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Pat Wattam
RE/MAX First, Independently Owned and Operated
4750 Sherwood Common
Baton Rouge LA 70816
Office Direct: 225-298-6900
Office Main: 225-291-1234
Fax: 225-295-1234

RE/MAX First
Each Office Independently Owned and Operated
Main: 225-291-1234

Licensed by the Louisiana Real Estate Commission