Lifestyle & Future Needs

Now that you are ready to buy a home, consider how you will "grow" into your new place. What you choose should fit your lifestyle and have features that appeal to you and your family. Anticipate your future wants and needs. Do you have enough room now and will you have enough room for the future

 

Features

There are several things to keep in mind when viewing the interior of the house. Does the floor plan, storage space, backyard, kitchen area, size of bedrooms and bathrooms meet your needs?

You should visualize your furniture in the home to get an impression of whether or not it will work. Whenviewing the exterior, you want to make sure the yard is big enough to meet your needs. Imagine coming home after a long day at work.

Does this home give you that “special feeling?”

 

Overall Condition

Be sure to ask questions about the plumbing, electrical, foundation, and the roof. You should also inquire about the age of the HVAC system, water heater and the repair/maintenance history.

You want to buy a home that is in good condition so that you arent's using up all of your savings fixing it up.

The price reduction on a “fixer upper” may not seem like much of a discount after putting the money and work you have to put into making the house livable.

 

Value

It’s also good to know if the Market has gone up or down since the seller bought the home. You then can compare it with what it is worth in today’s market. Finding what the other homes in the neighborhood have sold for and comparing those prices is the best way to find the value. The bank’s appraiser will generate the value basedon these comparables.

 

Flood Zone

We are all in some type of flood zone in Louisiana. If you are in the "special hazard" flood zone, most commonly referred to as "AE", and you are obtaining financing from a lender, you will be required to pay flood insurance.

FEMA has flood maps online to view for free. Have your Realtor check the property disclosure document for clarification and it may also be a good idea to check with your insurance company.

Schools

If you have children, you will want to do research on the local schools before thinking about buying a home. You can check the school district website for more information.

Realtor®

Having a trustworthy, reliable, driven realtor, is essential to making your home buying experience smooth. You need a Realtor who you can work closely with and is willing to go above and beyond to find you the house of your dreams.